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Marianne Oehser, CPRC, MM

Marianne has retired twice after spending over 40 years in the corporate world. She failed the first -- found traditional retirement unfulfilling, contributed to the Gray Divorce stats, and went back to work. Ten years ago she tried again, got it right, and started Retire and Be Happy. Last year she partnered with Susan Latremoille to found Next Chapter Lifestyle Advisors.

Marianne is a seasoned retirement and relationship expert committed to helping people create a happy, fulfilling “post-career” phase of their lives through her workshops, seminars, public speaking, and individual coaching. Marianne also works with singles and couples to successfully build and maintain healthy and rewarding relationships – after all, having a solid relationship is central to creating a happy, fulfilling life.

She is a certified Retirement and Relationship Coach receiving her training and certifications from Relationship Coaching Institute and Certified Professional Coach. Marianne holds a Masters of Management from Northwestern University Kellogg School of Management in Chicago. She is the author of Your Happiness Portfolio® for Retirement – It’s Not About the Money!

As the oldest of nine children, Marianne learned to relish quiet, contemplative times. Now one of her favorite ways to enjoy quiet time is walking at a beautiful fishing lake minutes from her home in Huntsville AL. She also loves to plan, plant, and maintain her garden, cook, and travel. She and her husband have five grandchildren and a smart little Havanese dog that are the joy of their lives.

Dale Chanaiwa, JD, CPRC, Certified Elite Life Coach

Known as an encourager, mentor, and facilitator, Dr. Dale Chanaiwa encourages women to pursue their purpose with passion. She facilitates pursuit of their purpose through: mentoring; coaching; conducting workshops and motivational speaking on topics, such as, How to Know and Achieve Your Purpose in Your Season of Retirement? Know Your Added-Value? How to Say "No" and Not Feel Guilty? How to Thrive and Not Merely Survive in Your Season of Retirement? Mastering The Rollercoaster Ride of Change.

Steven Shagrin, JD, Certified Money Coach, Certified Professional Retirement Coach, Certified ChangeWorks! Practitioner

See website for all you would ever want to know, not to know, and more!

Allan Goldstein, B.A., M.Sc, CTC, ASFA, DGA.

Allan Goldstein was born and raised in Canada and presently lives in Los Angeles, California. A lifetime learner and avid adventurer, his travels and interests have taken him around the world and has seen him earn undergraduate and graduate degrees as well as multiple credentials in Psychology, Environmental Studies, Education, Senior Fitness and Nutrition. Allan's first career as an international award winning screenwriter and director saw him direct over fifty productions for many of the major American and European film and television studios and networks. His second career shift as an educator, life coach and Special Education department chair has seen him help, support and provide guidance to disadvantaged teenagers with mild to moderate learning disabilities in the inner city of L.A. His most recent career shift takes his experiences and skills as a teen life coach and credentialed educator and extends it to researching and writing about the psychosocial implications of adult retirement in the twenty first century coupled with his on going training to become a certified professional retirement coach. An avid sailor, high altitude hiker, skier, fitness instructor and both a fiction and nonfiction writer, Allan has travelled and worked on almost every continent on this beautiful planet which has provided him with a unique perspective on the different cultures, beliefs and attitudes that create the mosiac that we call the human experience. Allan is married to his wonderful wife Anja and is the father of a blended family of four children ages eighteen to thirty one.

Chris Gomberg, LMFT, CPRC

Chris Gomberg is a California licensed marriage and family therapist (LMFT) and Certified Professional Retirement Coach (CPRC). Chris obtained his master’s in education/counseling and Bachelor of Arts from the University of Vermont and has been in the work/life, employee assistance program (EAP) field for nearly 40 years.

As an EAP Counselor, Chris has worked with thousands of employees and their family members when they have sought professional help for work, family or personal concerns. Several years ago, Chris turned his attention to developing a coaching program to help employees with concerns about their retirement transition.

In the process of developing the pre-retirement coaching program, Chris realized he had a real passion for coaching and assisting people who wanted to enhance their retirement planning. With a focus the physical, mental, emotional, and spiritual well-being, Chris is helping pre-retirement and retirement clients manage their next chapter of their life. It is, after all, more than just about the money!

Chris has presented at local and national conferences as well as many workshops on such topics as Personal and Work Change Management, Balancing a Personal and Professional Life, Positive Psychology, Stress Management and Building Resiliency, and Retirement Transition.

Chris has provided Employee Assistance Program (EAP) consulting services for several Fortune 500 companies including 3M, Mattel, and Health Net and worked at Cedars-Sinai’s Work and Life Matters/EAP both as director of the EAP and as a Work/Life Specialist, providing direct client services. Chris is certified in Critical Incident Stress Management and is licensed by the Institute of HeartMath® as a Coach and Certified Trainer in stress reduction.

James Hyde, M.A., E.C.

Jim has 31 years of California law enforcement experience with four Police Departments. He retired as the Police Chief for the city of Antioch. Chief Hyde has a Bachelor of Science Degree in Criminal Justice from the University of South Dakota, a Masters Degree in Clinical Psychology from the Professional School of Psychology, Sacramento. Jim is a certified Executive Coach and he is also a doctoral student studying Organizational Psychology.

Jim is a co-founder of the West Coast Post-trauma Retreat. The WCPR is a trauma treatment program for emergency service professionals from Guam to London. He was twice the board president of the First Responders Support Network. He was the co-coordinator of the Sacramento Police Department's Peer Support Program for 14 years. He has taught and developed peer support programs for public safety agencies across the U.S and overseas.
He was the California National Guard’s Embedded Behavioral Health Program Coordinator and lead trainer for the Peer To Peer Combat Stress Program for troops deploying to and returning from the Middle East. Jim is a graduate of the California National Guard’s Officer Candidate School, later an OCS instructor, and a Combat Life Saver instructor. He has been a repeat presenter for the Department of Defense National Suicide Prevention Conference, recipient of the California National Guard’s Medal of Merit and the Association of the United States Army’s Patrick Henry Distinguished Service Award.

Jim is the co-founder and editor of, which is an online trauma and stress management resource for public safety and military personnel. He is the division chief for Dprep, LLC Peer Support & Trauma Recovery training. He was a member of the Sacramento Regional Critical Incident Stress Debriefing Team and the International Critical Incident Stress Foundation.

He is a graduate of the University of Southern California’s Delinquency Control Institute. He is also a graduate of the Senior Management Institute for Police sponsored by the Kennedy School of Government, Harvard University and the Police Executive Research Forum.

Jim is the lead U.S. trainer for Different Tracks Global of Belfast, No. Ireland. DTG is a global non-profit organization providing community based conflict management, community relations and mediation training for community leaders across around the world.

Jim was a family trauma & conflict presenter at the UN Peace Conference at The Hague, Netherlands. Jim was a co-recipient of the U.S. Department of Justice Project Safe Neighborhood’s Community Outreach National Award.

Marcia Smalley, MS.Ed

Marcia is a certified life coach, retirement coach, writer and teacher. She delights in helping women step confidently into their next act and design a joyous, expanded life. Marcia supports midlife women by providing individual coaching and by conducting on-line Women’s Circles.

Barbara Archer, MBA, CFP®, CLU®, AEP®

Barbara C. Archer is a consummate entrepreneur who sees her clients’ world through a creative financial lens. As a Managing Director and Partner of HighTower St. Louis Wealth Advisors, she and the team are resourceful problem solvers who deliver valuable advice and investment guidance.

Prior to HighTower St. Louis Wealth Advisors, Barbara founded Archer Wealth Management, LLC, in 1983. The independent wealth management firm offered high-net worth-families, executives, professionals and business owners a diverse suite of financial management solutions, including investment, estate and gift planning strategies.

Barbara has received many industry awards and recognitions for her client care and investment acumen. She has been honored on the Forbes 2020 “Best-In-State Wealth Advisors” and the 2019 “Top Women Wealth Advisors” lists and by Barron’s in 2014, 2016, 2017, 2018, 2019 and 2020 “Top 1,200 Financial Advisors by State.” Barbara has also been noted in Worth’s “2008 Top 250 Advisors” list and Forbes “2009 Leading Wealth Managers of the Central United States” list.

Barbara is a member and past President of the St. Louis Chapter of the Financial Planning Association and a member and a past Board Committee Chair of the Estate Planning Council. She was recognized in 2017 by the St. Louis Business Journal as one of the “Most Influential Business Women” and in 2019 by YWCA Metro St. Louis Academy of Leaders for Entrepreneurship. Barbara has spoken frequently on all aspects of wealth management and retirement and legacy planning and lectured on practice management to the financial planning industry.

Barbara earned her BS and MBA degrees from the University of Dayton and has completed the Wharton Executive Education Program on Retirement Risk and the Harvard Business School Executive Education Course Women on Boards: Succeeding as a Corporate Director. As an Investment Advisor Representative with HighTower Advisors, she holds the Certified Financial Planner™ (CFP™), Chartered Life Underwriter® (CLU®), Accredited Estate Planner® (AEP®) and Certified Family Business Specialist (CFBS) designations.

A passionate community volunteer, Barbara serves on the Board of the St. Louis Zoo Association as Vice Chair of the Planned Giving Advisory Committee, on the Mercy Health Foundation Board of Directors, is a Lifetime Board member and past President of Center of Creative Arts (COCA),as a Saint Louis Symphony Orchestra Legacy Advisor and a St. Louis Children’s Hospital Legacy Partner. She continues to participate and support the Girl Scouts of Eastern Missouri, Mercy Women with a Mission, and St. Louis Forum. Along with her business partners, she is a donor advisor for the HighTower St. Louis Wealth Advisors Charitable Foundation.

Barbara and her husband, Steve, enjoy golf, travel and water sports, as well as spending time with their two grown children, Ryan and Kristin.

Judith Snyder, CeFT, CPRC

Judi Snyder, CeFT®, CPRC, Desire Magazine Columnist, Executive Contributor Brainz Magazine
is an internationally recognized retirement and transition coach helping people nearing or in retirement, find purpose, wellness and financial certainty in their golden years. In 2004, she transitioned from employee to entrepreneur into financial services. Because of her own transition, Judi understands the unique challenges that come along with creating a new identity and purpose. She became a CeFT®, Certified Financial Transitionist®, to further enhance her solutions for those going through financial transition and address the financial aspects of transition. Becoming a CPRC, Certified Professional Retirement Coach, expanded her tool chest to help clients navigate through the non-financial aspects of retirement, such as finding purpose, exploring spirituality, and health and wellness, which are as important as the financial planning yet rarely addressed. Happiness and fulfillment are about more than money.

Pamela Jones-Anderson, MSc, CPC, ELI-MP

I help late career women and men in transition fall in love with the life they have OR create a life they love. One of the main focus' is moving toward and into retirement. My primary offering is in group coaching programs.

Pam’s Biography

+I love what I do, take my work seriously and have prepared well for it and have applied my credentials in a wide range of settings, including helping professionals make career changes, empty nesters seeking new life purpose, parents negotiating meaningful relationships with grown children, women starting and growing their first business, women and men planning for and moving into retirement, couples navigating life changes, and executives who want to build strong teams and organizations.

+I received my coach training through the Institute of Professional Excellence in Coaching, am a Certified Professional Retirement Coach, and accredited coach with the International Coach Federation (ICF). I also have a Business Degree from Seattle University, a Masters’ in Leadership and Management from Antioch University and many certifications in the field of leading change, emotional intelligence, positive psychology, leadership, conflict, negotiation, communication, facilitation, and more.

+The many personal and professional development experiences span thirty plus years. They supported me to shift perspectives, beliefs, attitudes and habits across all aspects of my life. These changes helped me to create a life well beyond what I imagined was possible. They also were aligned with the heart of who I am and what I care most about. This is reflected in rewarding long-term relationships, career, finance, and health/self-care. With all this growth, what became most fascinating to me was learning about and understanding what I and others need to be able to make positive change (transition) with joy and peace rather than force and struggle. Family and friends have seen these positive changes in me over time and asked for my perspective and assistance to help them do the same. This inspired me to share my knowledge and experience to help others through the field of coaching.

+Pam resides in Sun Valley Idaho, her “happy place” of many years with her spouse of thirty plus years. She is a proud dual citizen (US and Canada). She gains daily inspiration through meditation, cooking healthy food and listening and dancing to country music (old and new). Otherwise, her heart is filled most days by helping clients and connecting with family and friends in the outdoors – walking, figure skating, skiing, snowshoeing, biking, hiking, golfing and more.

Brandy Harrington, CFP

We are a fee-only firm providing financial planning and investment management to clients. I work with individuals and families helping them to get their financial house in perfect order.

Caroline Francis, CCC, BCC, CCSP, Ed.S.

Caroline Francis, Ed.S., Director of the University of Kentucky Alumni Career Services program is a Certified Career Counselor (CCC), Certified Career Services Provider (CCSP), Global Career Development Facilitator (GCDF), and Board Certified Coach (BCC) with over 20 years of experience working with adults and students in all stages of career transition. In her Alumni Career Services role with the University of Kentucky, she assists individual clients, develops career-related programming, and writes regular columns for the UK Alumni magazine. In 2013, she co-founded the Central Kentucky Job Club, which is still going strong. Caroline has an Ed.S., M.S. and B.B.A. from the University of Kentucky.

Robert Foley, CPRC

Bob Foley, CPRC , is a degreed social worker, former HR executive, past President/CEO and now a proud Retirement Lifestyle Coach.
Founder of Legacy Transitions Bob is committed to helping his peers plan their new Retirement lifestyles and help them successfully transition. The focus of his practice revolves around facilitating his client's blueprint for retirement which includes the emotional and relational elements, rarely included in retirement planning. Connect with Bob through his website ( which hosts his blogs and podcasts.

Jan Elliott

During my 40 year career, I have always worked with women in one capacity or another. It seemed like a normal transiton now in retirement coaching after hitting bumps in the road through my own personal retirement.

George Mowrer

After 35 years in the insurance business, I felt it was time for a change, so I began to explore something new, with hopes of finding something that aligned with my core values that would give me purpose in this next chapter of my life.  Amazingly, I’ve found it with retirement coaching.

I know that “retirement” is more than just traveling or golfing. I’ve found that while wanting to enjoy the freedom and flexibility in this next chapter, I also need purpose, meaning and identity. It’s been a great journey so far and I love helping others in their journey.

Loretta Saff, CPC, CPRC, ACHP

Loretta has worked in academia and in the business world with a wide variety of people and organizations to help them become more focused, motivated, efficient and profitable. People who have attended her presentations and seminars have BENEFITED from her positive outlook and attentive listening style. Loretta helps people identify, plan and succeed in Accomplishing their goals.

Michael Keane

I coach people who are in transition, retirees and people aiming to retire, for example. I also coach leaders who want to grow their businesses or advance their careers. My background includes international experience in education, financial services, and management consulting at A.T. Kearney, Arthur Andersen Business Consulting, KPMG, and Salomon Brothers Inc and has given me the confidence to bring transformative ideas and sensible approaches to clients.

Academic credentials from universities in the US and Western Europe and professional certificates in retirement coaching, adult education, personal financial planning, and organizational change management provide me with conceptual grounding and experience for the different types of coaching clients I have. In the past several years, I have very much enjoyed helping soon-to-be retirees to transition to their next roles in life.

As a dual citizen of the Republic of Ireland and the United States, I'm proud of my Irish roots and the growth opportunities that the US has provided. Dual citizenship has made it possible for me to enjoy many interesting learning and work opportunities.

I lived, studied, and worked for many years in Belgium, Norway, Sweden, the UK, and Canada, as well as in the U.S., I believe I've developed a level of cultural sensitivity and nuance in working with diverse clients. That has helped me to ensure good results and positive outcomes in my work.

My wife and I are transplants to Vermont. We practice our strong beliefs about serving our community.

I have served as Vice Chair of the Town of Bennington Select Board, President of the Board of Directors of the Better Bennington Corporation,, and am past Chair of the Vermont Leadership Board of the American Lung Association. Since 2012, I have been appointed by two successive Governors of Vermont to serve on the Vermont Economic Progress Council through April, 2025.

Edie and I have one child, Karin Maria, artist and teacher, who lives with our two grandchildren in Oslo, Norway. Both Karin Maria and the grandchildren are dual citizens of the U.S. and the Kingdom of Norway. Dual citizenship opens up a much wider world of opportunities and choices for them too.

Shifting gears after relocating to Vermont has also allows me to focus energy on 3 things: helping people to make sound choices concerning their work and retirement, supporting sensible decisions about economic development/business recruitment, and driving improvements in the governance and effectiveness of not-for-profit organizations in my adopted state, Vermont, as well as to provide management coaching and consulting services in the northern New England region.

“Focused, candid, ethical, and effective,” according to my colleagues and clients.

Joanne Miller, ICF, CPRC

After more than 25 years in technology, I returned to my first love: coaching. I love to help others remove obstacles, re-ignite passions, and create new dreams. My style is direct, compassionate, and meant to foster inspiration and courage. I specialize in retirement transition planning and business and executive coaching. A Certified Professional Retirement Coach, I also am a member of the International Coach Federation. I serve on three non-profit boards as well as being a Rotarian—I believe strongly in service to others and having fun every day.

Jennifer Dean

I'm a collaborative marketing strategy growth leader with over 20 year's experience in the communication and marketing fields. Throughout my career, I've focused on thought leadership and program development. Today, I help my company's 3 million members increase their retirement readiness especially for healthcare expenses. I previously served a variety of membership organizations including AARP.

Carmela Bocale, Chartered Professional of Human Resources (CPHR)

A strategic HR leader recognized as a relationship builder, influencer and dedicated team player who possesses integrity, commitment, and an exceptional work ethic. An SME who can find balance between both corporate and employee needs and understands the links between employee engagement, customer loyalty, financial performance, and shareholder value.

Sought out as a trusted partner and advisor to cross-functional HR teams and the business. Highly skilled in communications, consensus building, mentoring, and integrating diverse teams towards a common cause. Accomplished in the design and development of strategic and innovative HR initiatives which capitalize on organizational growth opportunities and realize bottom line results.

Core Competencies:
▪ Change management
▪ Project management
▪ Talent Management
▪ Performance management
▪ Employee Relations
▪ Employee Engagement
▪ Regulatory compliance
▪ Leadership Development
▪ Training
▪ Coaching
▪ Organizational Design
▪ Recruitment

Education and certifications:

• Prosci Change Management Certification
• Mental Health Leadership Certificate Program
• Diploma Adult Education, St. Francis Xavier University
• Certificate of Administration, University of Regina
• Life Office Management (Loma), Associate Customer Service
• Achieve Global; Organizational Effectiveness Programs Certified Facilitator
• Certified Employee Benefit Certification, Humber College
• Numerous Leadership conferences, workshops both internally and externally
• Certified to facilitate internal training programs such as Leading Change, Shape (front line leadership training), Social Styles, Coaching to Enhance Performance, Interviewing skills, Building a team

Russel Baskin, CEC, CPRC, FEA

Russel is a Family Enterprise Advisor, Certified Executive and Retirement Coach with the Telos Group. She brings a human development background and a passion for family enterprise to her coaching and consulting work with families and advisors. She believes there is a way through every situation, no matter how tough, for those who have the courage, compassion, and willingness. With tact and insight, Russel helps individuals cut through the stories that they tell themselves, facilitating the recognition that the barriers to growth are most likely to rest within the self.

Paulette Blais, BA, MIR, PPCC

I am a certified Professional and Personal Coach based in Toronto, Ontario. I work with clients of all adult ages, usually going through significant life transitions. This includes work disruptions, career changes, entrepreneurship and moving away from full-time careers to the next stage. My emphasis is on personal agency, the link between activity and wellness, and bringing more joy and pleasure into everyday life.

Susan Latremoille, MBA, FEA, ICD.D, CRC

Susan Latremoille spent over 35 years as a wealth advisor assisting clients to financially plan for their retirements. She saw a common thread among her clients. Having enough money to retire was only a piece of the retirement puzzle. It was the non-financial side that had the greatest impact on the predictability of a successful retirement. This led Susan to start her own company - SuccessDNA – helping baby boomers to rewire not retire. Susan helps clients know themselves deeply using a powerful assessment called SuccessFinder.
Susan also co-founded Next Chapter Lifestyle Advisors with partner Marianne Oehser-. Next Chapter Lifestyle Advisors is a dynamic and experienced team of retirement lifestyle planning professionals who believe that planning for the non-financial aspects of retirement– the physical, mental, social, and emotional – is imperative for a happy and successful “next chapter.” Next Chapter Lifestyle Advisors works with financial advisors to educate, inspire, and guide their clients to design and implement their lifestyle plan so it can be coordinated with their financial plan.
Susan is a Family Enterprise Advisor, FEA, (Family Enterprise Exchange), and holds an Executive MBA. Susan is a former board member of Richardson Financial Group and holds her ICD.D designation (Institute of Corporate Directors). Susan is a certified Retirement Coach (CRC). She is the author of The RichLife – Managing Wealth and Purpose, It’s Not Just about the Money – The Whole Life Approach to Wealth Management, co-author of On the Shoulders of Atlas- a Story about Transitioning a Family Owned Business and co-author – Thriving Throughout Your Retirement Transition.
She is a world traveler, mom, grandmother, certified yoga teacher, and roof-top gardener.
Connect with the Presenter: Next Chapter Lifestyle Advisors | Website: |
Phone: (647) 393-1785 | Email: Connect with Susan

Onyekachi Ignatius Idu, Onyekachi Ignatius Idu

I have worked variously as a human resources manager, Corporate Communication Manager, Brand, Image and Identity Manager.

I currently work in the Public Service where I observed the total neglect of workers by the government (also in the private sector) as they approach retirement. They are not prepared adequately to adapt and manage their next stage of life. My passion in this regards is to fill this alarming gap and do my bit to address this issue.

Dale Fobian, MCom MBL

Grounded in 30 years human resources experience, exploring the depth and science of human behavior in leaders, teams, and organisations. Adopting care, curiosity, and commitment to clients. Member of the International Coaching Federation (ICF), member of the Society of Industrial Organisational Psychologists of South Africa (SIOPSA), and independent practicing industrial psychologist with Health Professionals Council South Africa (HPCSA).

Jaco Fouché, CA(SA), CFP

Jaco Fouché is professor in the School of Accounting Sciences at the Potchefstroom Campus of the North-West University (NWU). Jaco holds the CA(SA) and CFP designations, a master's degree in financial management and a PhD in accountancy. He has almost two decades of teaching experience at various levels of complexity. In this time he has received various outstanding educator and presenter awards, including an award for the best lecturer at the NWU, the KPMG best presenter award at the SAAA national conference and a HELTASA commendation award. He is responsible for the financial strategy module at honours and masters level for the CIMA-programme. Jaco is also co-author of a number of article and books, including Living Financially Carefree, and is reviewer for various accredited journals. He is co-founder and CEO of the Financial Training Institute and director and investment specialist at Jenwil BlueStar Financial Advisory services.


Coaches without State Listed

Robert Laura, AAMS, CPRC, CMFC, CRPC

Robert Laura is the Retirement Activist who is committed to changing the way people think about and prepare for every aspect of retirement. His nationally syndicated columns at and Financial Advisor magazine reflect his ground breaking efforts to challenge the status quo of traditional retirement planning.

As a former social worker and certified personal trainer turned money manager and author, he has found that retirement is among the most fascinating, yet least understood, phases of life. Through interviews with celebrities, professional athletes, entertainers, leading experts, and his own clients, he’s develop a powerful message to tackle the mental, social, spiritual, and financial aspects of retirement. His objective is simple: to help people create a no-regrets retirement plan

Robert Goodick

I've been in the industry for 20 years specializing in life insurance and retirement savings and preparedness. I am currently a retirement planning advisor with the Utah Retirement Systems where I manage a territory with approximately 12,000 members over 55 different state agencies. I am responsible for educating members in regards to their pensions and savings plans as well as coordinate 20 retirement seminars throughout the state. I also conduct over 375 one on one retirement planning sessions throughout the year with URS members. The emphasis of the sessions is to assist members with understanding how much of their current income will be replaced by their pensions, savings plans, and Social Security. A truly rewarding experience!

Antony Zogg, B.Com, MIM

Coach and trainer to older people and retirees in the use of their Smart Technologies empowering them to cope and stay connected. Recently graduated with a Master of Information Management Degree with Distinction having carried out a research project on online human behavior. I have a natural flair communicating and engaging with older people and I am passionate about empowering them in the face of retirement. I am an advanced public speaker and am on the Executive of the Wellington Jazz Club in New Zealand, where I have resided for 20 years.

Richelle Hoekstra-Anderson, PsyD

Dr. Richelle Hoekstra-Anderson has been a clinical psychologist for over 25 years in central Wisconsin along with being employed in a community college as an undergraduate psychology professor and Student Success counselor, and an adjunct professor for the Master's Counseling Psychology program for Lakeland University. She is the owner of Crossroads Renewal Coaching and Counseling Services, LLC in Wisconsin Rapids, WI and provides Dream-Building and Encore Career Coaching to adults who are invested in elevating their lives to reaching their dreams.