Please read this Terms of Service document before accessing or using the service. This service, located at is owned and operated by Retirement Project, LLC. By accessing or using the service, you agree that you have read and understand this Agreement and all of its contents. If you do not wish to be bound by these terms and conditions, you may not access or use the service. Retirement Project, LLC may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement. You agree to review the agreement periodically to be aware of such modifications.

This service is provided for general educational, informational, and research purposes only and is not an endorsement, recommendation, or guarantee of any service, product, or professional. No advice or information, whether oral or written, obtained by you through the portal or through or from the service shall create any specific or broad warranty. The service is provided for informational purposes only. Retirement Project, LLC is not responsible or liable for the accuracy, usefulness or availability of any information transmitted or made available via the service, and will not be responsible or liable for any decisions based on such information.

Retirement Project, LLC is not involved in any transactions between individuals visiting the Site and the parties who receive referrals as a result of information provided by Users on the Site. Retirement Project, LLC has no control over the quality or legality of any services provided by the outside parties receiving the referrals or the quality or suitability of such parties.

By submitting personal information through the Site, you grant permission for Retirement Project, LLC to provide this information to participating parties and their affiliates. Retirement Project, LLC will use this information to allow selected parties designated through a subscription service to contact you. We may also contact you directly to discuss your satisfaction with the service, and may provide your contact information to or parties especially if required by law.

The information and materials found on this Site are not an offer to sell or a solicitation of an offer to buy any product or service, nor shall any such product or service be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction.

Retirement Project, LLC may post the advertisements of third parties on this Site or in email communications. The acceptance by Retirement Project, LLC of advertising is not intended as and does not in any manner constitute a recommendation, endorsement, or approval by Retirement Project, LLC. Retirement Project, LLC shall not be liable for any loss or damage of any sort incurred as a result of any dealings with any advertiser or as the result of the presence of such advertisers on the Site or as a result of any dealings between you and any person themselves or someone else on the website.

You expressly absolve and release Retirement Project, LLC and its affiliates from any claim of harm resulting from a cause beyond Retirement Project, LLC control, including, but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, wars, or governmental restrictions.

You assume the sole risk of making use of and / or relying on the information, products, and services available on this site or information otherwise provided to you by Retirement Project, LLC or obtained as a result of your use or other involvement with this site. Retirement Project, LLC makes no representations about the suitability, completeness, timeliness, reliability, legality, or accuracy of the information, products, and services described or contained on this site.

In no event shall Retirement Project, LLC be liable for any damages whatsoever, whether direct, indirect, punitive, incidental, special, or consequential damages arising out of or in any way connected with the use of this site or with the delay or inability to use this site, or for any information, products, and services obtained through this site, or otherwise arising out of the utilization of this site or this agreement, whether based in contract, tort, strict liability, or otherwise, even if Retirement Project, LLC has been advised of the possibility of damages.

You agree to defend, indemnify, and hold harmless Retirement Project, LLC and its affiliates, all of their employees, agents, directors, officers, proprietors, partners, representatives, shareholders, servants, attorneys, predecessors, successors, and assigns, from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including reasonable attorneys’ fees and litigation expenses), relating to or arising out of or in connection with any claim, suit, action, or other proceeding brought against Retirement Project, LLC or such party.

This Site is controlled and operated by Retirement Project, LLC from its offices within the United States. Retirement Project, LLC makes no representation that materials in the Site are appropriate or available for use in other locations, and access to them from territories where any of the contents of this Site are illegal is prohibited. Those who choose to access this Site from other locations do so on their own volition and are responsible for compliance with applicable local laws.

All services on this website are intended for your personal use only and in accordance with the other terms and conditions of this agreement. You may not use any information on the site for any commercial purpose or you will be subject to legal action.

Certified Retirement Coach is an educational initiative created by Robert S. Laura. This website and its educational initiatives are for informational purposes only.