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Marianne Oehser, CPRC, MM

Marianne has retired twice after spending over 40 years in the corporate world. She failed the first -- found traditional retirement unfulfilling, contributed to the Gray Divorce stats, and went back to work. Ten years ago she tried again, got it right, and started Retire and Be Happy. Last year she partnered with Susan Latremoille to found Next Chapter Lifestyle Advisors.

Marianne is a seasoned retirement and relationship expert committed to helping people create a happy, fulfilling “post-career” phase of their lives through her workshops, seminars, public speaking, and individual coaching. Marianne also works with singles and couples to successfully build and maintain healthy and rewarding relationships – after all, having a solid relationship is central to creating a happy, fulfilling life.

She is a certified Retirement and Relationship Coach receiving her training and certifications from Relationship Coaching Institute and Certified Professional Coach. Marianne holds a Masters of Management from Northwestern University Kellogg School of Management in Chicago. She is the author of Your Happiness Portfolio® for Retirement – It’s Not About the Money!

As the oldest of nine children, Marianne learned to relish quiet, contemplative times. Now one of her favorite ways to enjoy quiet time is walking at a beautiful fishing lake minutes from her home in Huntsville AL. She also loves to plan, plant, and maintain her garden, cook, and travel. She and her husband have five grandchildren and a smart little Havanese dog that are the joy of their lives.

Dale Chanaiwa, JD, CPRC, Certified Elite Life Coach

Known as an encourager, mentor, and facilitator, Dr. Dale Chanaiwa encourages women to pursue their purpose with passion. She facilitates pursuit of their purpose through: mentoring; coaching; conducting workshops and motivational speaking on topics, such as, How to Know and Achieve Your Purpose in Your Season of Retirement? Know Your Added-Value? How to Say "No" and Not Feel Guilty? How to Thrive and Not Merely Survive in Your Season of Retirement? Mastering The Rollercoaster Ride of Change.

Steven Shagrin, JD, Certified Money Coach, Certified Professional Retirement Coach, Certified ChangeWorks! Practitioner

See website for all you would ever want to know, not to know, and more!

Allan Goldstein, B.A., M.Sc, CTC, ASFA, DGA.

Allan Goldstein was born and raised in Canada and presently lives in Los Angeles, California. A lifetime learner and avid adventurer, his travels and interests have taken him around the world and has seen him earn undergraduate and graduate degrees as well as multiple credentials in Psychology, Environmental Studies, Education, Senior Fitness and Nutrition. Allan's first career as an international award winning screenwriter and director saw him direct over fifty productions for many of the major American and European film and television studios and networks. His second career shift as an educator, life coach and Special Education department chair has seen him help, support and provide guidance to disadvantaged teenagers with mild to moderate learning disabilities in the inner city of L.A. His most recent career shift takes his experiences and skills as a teen life coach and credentialed educator and extends it to researching and writing about the psychosocial implications of adult retirement in the twenty first century coupled with his on going training to become a certified professional retirement coach. An avid sailor, high altitude hiker, skier, fitness instructor and both a fiction and nonfiction writer, Allan has travelled and worked on almost every continent on this beautiful planet which has provided him with a unique perspective on the different cultures, beliefs and attitudes that create the mosiac that we call the human experience. Allan is married to his wonderful wife Anja and is the father of a blended family of four children ages eighteen to thirty one.

Jean-Luc Bourdon, CPA, PFS, CFP, GFP

Jean-Luc Bourdon is a Santa Barbara, CA fee-only financial planner. Lucent Wealth Planning, LLC provides objective wealth management, financial planning, and tax strategies to help individuals and families organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Jean-Luc Bourdon is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. As a CPA, he answers to financial planning standards rooted in professionalism.

Chris Gomberg, LMFT, CPRC

Chris Gomberg is a California licensed marriage and family therapist (LMFT) and Certified Professional Retirement Coach (CPRC). Chris obtained his master’s in education/counseling and Bachelor of Arts from the University of Vermont and has been in the work/life, employee assistance program (EAP) field for nearly 40 years.

As an EAP Counselor, Chris has worked with thousands of employees and their family members when they have sought professional help for work, family or personal concerns. Several years ago, Chris turned his attention to developing a coaching program to help employees with concerns about their retirement transition.

In the process of developing the pre-retirement coaching program, Chris realized he had a real passion for coaching and assisting people who wanted to enhance their retirement planning. With a focus the physical, mental, emotional, and spiritual well-being, Chris is helping pre-retirement and retirement clients manage their next chapter of their life. It is, after all, more than just about the money!

Chris has presented at local and national conferences as well as many workshops on such topics as Personal and Work Change Management, Balancing a Personal and Professional Life, Positive Psychology, Stress Management and Building Resiliency, and Retirement Transition.

Chris has provided Employee Assistance Program (EAP) consulting services for several Fortune 500 companies including 3M, Mattel, and Health Net and worked at Cedars-Sinai’s Work and Life Matters/EAP both as director of the EAP and as a Work/Life Specialist, providing direct client services. Chris is certified in Critical Incident Stress Management and is licensed by the Institute of HeartMath® as a Coach and Certified Trainer in stress reduction.

James Hyde, M.A., E.C., R.C.

Jim has 31 years of California law enforcement experience with four Police Departments. He retired as the Police Chief for the city of Antioch. Chief Hyde has a Bachelor of Science Degree in Criminal Justice from the University of South Dakota, a Masters Degree in Clinical Psychology from the Professional School of Psychology, Sacramento. Jim is a certified Executive Coach and he is also a doctoral student studying Organizational Psychology.

Jim is a co-founder of the West Coast Post-trauma Retreat. The WCPR is a trauma treatment program for emergency service professionals from Guam to London. He was twice the board president of the First Responders Support Network. He was the co-coordinator of the Sacramento Police Department's Peer Support Program for 14 years. He has taught and developed peer support programs for public safety agencies across the U.S and overseas.
He was the California National Guard’s Embedded Behavioral Health Program Coordinator and lead trainer for the Peer To Peer Combat Stress Program for troops deploying to and returning from the Middle East. Jim is a graduate of the California National Guard’s Officer Candidate School, later an OCS instructor, and a Combat Life Saver instructor. He has been a repeat presenter for the Department of Defense National Suicide Prevention Conference, recipient of the California National Guard’s Medal of Merit and the Association of the United States Army’s Patrick Henry Distinguished Service Award.

Jim is the co-founder and editor of, which is an online trauma and stress management resource for public safety and military personnel. He is the division chief for Dprep, LLC Peer Support & Trauma Recovery training. He was a member of the Sacramento Regional Critical Incident Stress Debriefing Team and the International Critical Incident Stress Foundation.

He is a graduate of the University of Southern California’s Delinquency Control Institute. He is also a graduate of the Senior Management Institute for Police sponsored by the Kennedy School of Government, Harvard University and the Police Executive Research Forum.

Jim is the lead U.S. trainer for Different Tracks Global of Belfast, No. Ireland. DTG is a global non-profit organization providing community based conflict management, community relations and mediation training for community leaders across around the world.

Jim was a family trauma & conflict presenter at the UN Peace Conference at The Hague, Netherlands. Jim was a co-recipient of the U.S. Department of Justice Project Safe Neighborhood’s Community Outreach National Award.

Marcia Smalley, MS.Ed

Marcia is a certified life coach, retirement coach, writer and teacher. She delights in helping women step confidently into their next act and design a joyous, expanded life. Marcia supports midlife women by providing individual coaching and by conducting on-line Women’s Circles.

Wendy Leggett, CPC, ACC, CPRC, CPQC

I help Women successfully navigate the transition from their career to a fulfilling and purpose-driven retirement. My extensive background in Sales Leadership combined with certifications as a Retirement Life Coach (CPRC) and Certified Retirement Life Coach (CRLC), Mental Fitness (CPQC), and Certified Professional Coach (ACC) ensures that clients discover what is essential in their lives and develop actionable steps to achieve it. I am passionate about supporting my clients in making this next life chapter one of possibility, positivity, and growth. Together we focus on Retirement's much overlooked non-financial aspects (identity, social networks, meaningful activities) to maximize their Encore years ahead.

Ann Gilbert

Ann Gilbert is a Retirement Coach based in the San Francisco Bay Area of California. She had a successful career in Professional Medical Sales, created a Personal and Business Coaching Practice before opening a Retirement Coaching Practice. She and her husband together raised twin boys and twin cats. She supports people as they transition to a fulfilling retirement.

Katherine Cullen, MSW, CPRC

My background as a social worker and therapist for 35 years prepared me with excellent communication skills, the ability to build rapport easily, and to really listen to people's needs. After retiring for a few years myself, I felt a lack of purpose and direction. I became certified as a Professional Retirement Coach, and I look forward to meeting you and working with you to prepare and experience the best retirement possible!

Barbara Archer, MBA, CFP®, CLU®, AEP®

Barbara C. Archer is a consummate entrepreneur who sees her clients’ world through a creative financial lens. As a Managing Director and Partner of HighTower St. Louis Wealth Advisors, she and the team are resourceful problem solvers who deliver valuable advice and investment guidance.

Prior to HighTower St. Louis Wealth Advisors, Barbara founded Archer Wealth Management, LLC, in 1983. The independent wealth management firm offered high-net worth-families, executives, professionals and business owners a diverse suite of financial management solutions, including investment, estate and gift planning strategies.

Barbara has received many industry awards and recognitions for her client care and investment acumen. She has been honored on the Forbes 2020 “Best-In-State Wealth Advisors” and the 2019 “Top Women Wealth Advisors” lists and by Barron’s in 2014, 2016, 2017, 2018, 2019 and 2020 “Top 1,200 Financial Advisors by State.” Barbara has also been noted in Worth’s “2008 Top 250 Advisors” list and Forbes “2009 Leading Wealth Managers of the Central United States” list.

Barbara is a member and past President of the St. Louis Chapter of the Financial Planning Association and a member and a past Board Committee Chair of the Estate Planning Council. She was recognized in 2017 by the St. Louis Business Journal as one of the “Most Influential Business Women” and in 2019 by YWCA Metro St. Louis Academy of Leaders for Entrepreneurship. Barbara has spoken frequently on all aspects of wealth management and retirement and legacy planning and lectured on practice management to the financial planning industry.

Barbara earned her BS and MBA degrees from the University of Dayton and has completed the Wharton Executive Education Program on Retirement Risk and the Harvard Business School Executive Education Course Women on Boards: Succeeding as a Corporate Director. As an Investment Advisor Representative with HighTower Advisors, she holds the Certified Financial Planner™ (CFP™), Chartered Life Underwriter® (CLU®), Accredited Estate Planner® (AEP®) and Certified Family Business Specialist (CFBS) designations.

A passionate community volunteer, Barbara serves on the Board of the St. Louis Zoo Association as Vice Chair of the Planned Giving Advisory Committee, on the Mercy Health Foundation Board of Directors, is a Lifetime Board member and past President of Center of Creative Arts (COCA),as a Saint Louis Symphony Orchestra Legacy Advisor and a St. Louis Children’s Hospital Legacy Partner. She continues to participate and support the Girl Scouts of Eastern Missouri, Mercy Women with a Mission, and St. Louis Forum. Along with her business partners, she is a donor advisor for the HighTower St. Louis Wealth Advisors Charitable Foundation.

Barbara and her husband, Steve, enjoy golf, travel and water sports, as well as spending time with their two grown children, Ryan and Kristin.

Judith Snyder, CeFT, CPRC

Judi Snyder, CeFT®, CPRC, Desire Magazine Columnist, Executive Contributor Brainz Magazine
is an internationally recognized retirement and transition coach helping people nearing or in retirement, find purpose, wellness and financial certainty in their golden years. In 2004, she transitioned from employee to entrepreneur into financial services. Because of her own transition, Judi understands the unique challenges that come along with creating a new identity and purpose. She became a CeFT®, Certified Financial Transitionist®, to further enhance her solutions for those going through financial transition and address the financial aspects of transition. Becoming a CPRC, Certified Professional Retirement Coach, expanded her tool chest to help clients navigate through the non-financial aspects of retirement, such as finding purpose, exploring spirituality, and health and wellness, which are as important as the financial planning yet rarely addressed. Happiness and fulfillment are about more than money.

David Buck, CPRC, CPSL

Dave is the owner and Chief Executive Timekeeper for Kairos Management Solutions, LLC (KMS) and the Infinity Lifestyle Design program. Because of his passion for time management and productivity, KMS is a way for him to channel that enthusiasm to fulfill the company vision of helping people move their time from finite to infinite. Drawing on his experience and exclusive processes, Dave does this through general time management and lifestyle or retirement time management.

Carla Garcia

Carla Garcia is the founder and owner of My Plan Keeper Company. Carla spent the last two decades working as a Financial Advisor and Relationship Manager to a diverse clientele ranging from business owners, professional athletes, healthcare professionals, government employees and hardworking individuals.

For most of her career she worked for Merrill Lynch and Citi Personal Wealth Management in the Miami and Fort Lauderdale markets allowing her to gain extensive experience with Domestic and International clients. For Carla no matter where the client came from or how much money they have accumulated, they are each unique and her philosophy always has revolved around building relationships and acting as a fiduciary. It’s a beacon that directs every customer interaction.

JEANNE SAVELLE, R.C.A., Life Coach School, Transformational Travel Designer, Wine Scholar Guild, WSET

I am a retired international corporate finance director who transformed herself into a Transformation Guide, Wine Writer, and Travel Designer.

Pamela Jones-Anderson, MSc, CPC, ELI-MP

I help late career women and men in transition fall in love with the life they have OR create a life they love. One of the main focus' is moving toward and into retirement. My primary offering is in group coaching programs.

Pam’s Biography

+I love what I do, take my work seriously and have prepared well for it and have applied my credentials in a wide range of settings, including helping professionals make career changes, empty nesters seeking new life purpose, parents negotiating meaningful relationships with grown children, women starting and growing their first business, women and men planning for and moving into retirement, couples navigating life changes, and executives who want to build strong teams and organizations.

+I received my coach training through the Institute of Professional Excellence in Coaching, am a Certified Professional Retirement Coach, and accredited coach with the International Coach Federation (ICF). I also have a Business Degree from Seattle University, a Masters’ in Leadership and Management from Antioch University and many certifications in the field of leading change, emotional intelligence, positive psychology, leadership, conflict, negotiation, communication, facilitation, and more.

+The many personal and professional development experiences span thirty plus years. They supported me to shift perspectives, beliefs, attitudes and habits across all aspects of my life. These changes helped me to create a life well beyond what I imagined was possible. They also were aligned with the heart of who I am and what I care most about. This is reflected in rewarding long-term relationships, career, finance, and health/self-care. With all this growth, what became most fascinating to me was learning about and understanding what I and others need to be able to make positive change (transition) with joy and peace rather than force and struggle. Family and friends have seen these positive changes in me over time and asked for my perspective and assistance to help them do the same. This inspired me to share my knowledge and experience to help others through the field of coaching.

+Pam resides in Sun Valley Idaho, her “happy place” of many years with her spouse of thirty plus years. She is a proud dual citizen (US and Canada). She gains daily inspiration through meditation, cooking healthy food and listening and dancing to country music (old and new). Otherwise, her heart is filled most days by helping clients and connecting with family and friends in the outdoors – walking, figure skating, skiing, snowshoeing, biking, hiking, golfing and more.

Brandy Harrington, CFP

We are a fee-only firm providing financial planning and investment management to clients. I work with individuals and families helping them to get their financial house in perfect order.

Caroline Francis, CCC, BCC, CCSP, Ed.S.

Caroline Francis, Ed.S., Director of the University of Kentucky Alumni Career Services program is a Certified Career Counselor (CCC), Certified Career Services Provider (CCSP), Global Career Development Facilitator (GCDF), and Board Certified Coach (BCC) with over 20 years of experience working with adults and students in all stages of career transition. In her Alumni Career Services role with the University of Kentucky, she assists individual clients, develops career-related programming, and writes regular columns for the UK Alumni magazine. In 2013, she co-founded the Central Kentucky Job Club, which is still going strong. Caroline has an Ed.S., M.S. and B.B.A. from the University of Kentucky.

Robert Foley, CPRC

Bob Foley, CPRC , is a degreed social worker, former HR executive, past President/CEO and now a proud Retirement Lifestyle Coach.
Founder of Legacy Transitions Bob is committed to helping his peers plan their new Retirement lifestyles and help them successfully transition. The focus of his practice revolves around facilitating his client's blueprint for retirement which includes the emotional and relational elements, rarely included in retirement planning. Connect with Bob through his website ( which hosts his blogs and podcasts.

Ruth Tongen, RN, LAc, CPRC

Ruth is a nationally board-certified professional coach. She has worked and been certified as a Senior Practitioner in Human Resources and has worked with exit strategies, succession planning for execs and retirement planning. She has specialized in the transition process, having helped people, and organizations move through change. She has taught and worked with new entrepreneurs starting businesses and knows how to help people focus and align with their gifts and interests around new ideas to make them happen.
Ruth is also an RN with a master's degree in Asian medicine and works with people who want to function at their peak. She additionally has a background in geriatrics, so she understands (and is living) the gifts and challenges of aging.

John Hagerman

John Hagerman melds master’s level story skills, deep personal development work, rigorous coaching training, and 45+ years of successful business experience, to create a unique program that helps people create successful retirements that look beyond just money. John has worked with companies and non-profits of all sizes. He took a start-up training company to multi-million in sales, in under one year. John also spent many years working in the nonprofit sector, in areas such international relief and development, and Habitat for Humanity. Most importantly, John and Jan, his wife of 30 years, raised two of the most amazing, children in the world.

Matthew Gustafson

Matthew is a Certified Professional Retirement Coach (CPRC) whose mission and greatest joy in this world is to encourage individuals as they pursue their dreams and seek fulfillment in life. He does this as a technical college counselor where he aids students in determining career aspirations and supporting their efforts towards graduation. He also does this as an assistant college cross country/track and field coach where he strives to maximize his athletes potential and help them accomplish their goals (and win an occasional conference championship). Finally, he does this as a CPRC where he comes alongside those in the midst of the retirement transition and coaches them to cultivate the life they want in this new chapter of their story.

Tracy Angona, PCC, CPRW

Career Transition & Strengths Coach with 20+ years experience. As as member of Deloitte’s Coaching & Transitions team, our coaching is focused on career and transition coaching for employees & leaders across all businesses - while at Deloitte and beyond. I'm excited about retirement coaching/longevity planning so I can direct those I am coaching to beneficial retirement resources to help them beyond their "working years". I'm also looking forward to applying what I learn to my own retirement planning!

Prior to joining Deloitte, I began my career as a recruiter for a staffing agency. I've held various roles within Talent over the years, including learning and development as well as staffing. I hold a degree in Communications from West Chester University in Pennsylvania. In addition, I am a Professional Certified Coach (PCC), Certified Professional Resume Writer (CPRW), Myers-Briggs Type Indicator Qualified (MBTI), as well as a SHRM Certified Professional (SHRM-CP).

Born and raised in New Jersey, I live near the Jersey shore, with my husband, Sam. When not working, we recharge by enjoying our local beaches, going to concerts, and spending time with our families.

Sharon Goicoechea, BSW, CPRC

Sharon earned her BSW, completed the NCSU Certificate of Professional Coaching Program, and is a Certified Professional Retirement Coach (CPRC). Her education, training, and extensive experience working with women in crisis, afford her a distinctive approach to guiding clients as they embark on their next adventure.

Sharon partners with women preparing for retirement or already in retirement. Women who believe this chapter of their life will give them the freedom to set their own course and live their best life. Women who don’t want to live on autopilot. Women who recognize they still have much to offer. She also works with couples as they navigate through this new transition and work toward a retirement that meets their individual needs and needs as a couple.

James Svagerko, MA, CCC/SLP, PCC, NBC-HWC

Jim Svagerko is an executive leadership coach, health and wellness coach and organizational change consultant with almost 30 years of experience working as a leader. Jim has worked with many levels of associates including informal leaders, front line managers, physicians and executive C-suite leadership. Jim has extensive experience working with diverse clients and as well has taught and lead diversity and inclusion experiences in many settings.

Deborah Rooks, Ph.D., CLU, ChFC, RICP, CPRC

Debbie Rooks has a B.A. in Psychology, an M.A. in Counseling and a Ph.D. in Education. She has spent over 35 years in the Financial Services industry with extensive public speaking experience. She has presented to international audiences of 2000+. She is passionate about helping others thrive in their retirement years.

Kirsten Meneghello, JD, PCC, CPRC

Retirement coaching is an essential process to support your transition from work life to your next phase. I help you to create realistic expectations, normalize feelings around this transition, identify your personal values and priorities, and design a personalized retirement plan.

In particular, I enjoy working with professionals because they often wrestle with the shift in identity without work. Who are you becoming? What are you leaving behind? Where will you find meaning and purpose in this next phase? I'd like to be your partner in exploring these questions.

I've been a professional certified coach since 2010, serving as a leadership and executive coach to leaders in large corporations. In addition, I am a licensed attorney and had an extensive career in charitable/financial planning transitioning to coaching full-time.

My core values are: Respect, Integrity, Authenticity, Spirituality, Learning, and Connection.

Eric Brown, Eric D Brown

After 30 years working as a financial advisor and decades of community volunteering, Eric decided to continue to help those heading into retirement to be successful in their retirement.

Jan Elliott

During my 40 year career, I have always worked with women in one capacity or another. It seemed like a normal transiton now in retirement coaching after hitting bumps in the road through my own personal retirement.

George Mowrer

After 35 years in the insurance business, I felt it was time for a change, so I began to explore something new, with hopes of finding something that aligned with my core values that would give me purpose in this next chapter of my life.  Amazingly, I’ve found it with retirement coaching.

I know that “retirement” is more than just traveling or golfing. I’ve found that while wanting to enjoy the freedom and flexibility in this next chapter, I also need purpose, meaning and identity. It’s been a great journey so far and I love helping others in their journey.

Diane Bickford, PCC

Diane has 30 years of leadership experience in a variety of healthcare settings. She holds certifications in Retirement Coaching, Emotional Intelligence for Leaders, Career Coaching and Conscious Leadership. She is a Professional Certified Coach with the International Coaches Federation. Diane is an expert in human dynamics, relationship building and effective leadership. Diane has spoken and trained on topics related to leadership, communication, resilience and emotional intelligence at conferences and organizations across the country. She has successfully coached 100’s of professionals from front-line employees, to new leaders, to executive directors in various industries including healthcare, technology, service, government and education.

Bill Love, CFP, RICP, Certified Coach

BILL is a Senior Financial Planner with more
than 20 years of experience who has helped
many of his client’s transition to a successful
retirement. Bill focuses on client’s complete
retirement picture: Financial and Nonfinancial. He has helped clients find answers
and solutions to the following questions:
• When can I retire?
• How can I make my money last for me
and my spouse?
• What do I need to do to protect my
nest egg?
• What will I do when travel, golf and other
leisure activities lose their luster?
• What will I do to replace the benefits that
my career provided me such as structure,
socialization and a sense of contribution?
• Where will I get purpose and meaning from?
Bill is passionate about retirement planning.
In addition to practicing as a Certified
Financial Planner, Bill is a Retirement Income
Certification Professional specializing in topics
such as social security planning, health care,
long term care, etc. Bill is also a Certified
Retirement Coach providing clients the
opportunity to develop perspective on where
they will find purpose and meaning beyond
their careers.
Bill has served on the Philadelphia Tri-State
Financial Planning board as president and
other roles for 11 years. He was elected by
his peers for the first Philadelphia Heart of
Financial Planning Award for his leadership
and dedication. Bill is also an Adjunct
Professor at Temple University teaching
“Investing for your Future” to undergraduate
Bill lives in Yardley, PA with 3 generations
of what he refers to as his “girls” (his wife,
Lauren, daughter, Jocelyn, Mother-In-Law,
Annette) and the star of the family, their
Dachshund, Lilly.
He enjoys vacationing at the Jersey Shore,
exercising and spending quality time with
one another.

Loretta Saff, CPC, CPRC, ACHP

Loretta has worked in academia and in the business world with a wide variety of people and organizations to help them become more focused, motivated, efficient and profitable. People who have attended her presentations and seminars have BENEFITED from her positive outlook and attentive listening style. Loretta helps people identify, plan and succeed in Accomplishing their goals.

kimberly stratman

I help First Responders retire with confidence. I utilize my 30 years experience as a Dallas Police officer and my retirement coaching and life coaching training to help first responders identify and utilize their unique strengths and potential obstacles. First responders can thrive in retirement with their own "no regrets" retirement plan.

Michael Keane, Certificate in Personal Financial Planning, DePaul University

I coach people who are in transition, retirees and those aiming to retire, to help them understand the horizons that they can attain "after leaving work." I coach leaders who want to grow their businesses and advance their careers. My background includes significant international experience in education, financial services, and management consulting at A.T. Kearney, Arthur Andersen Business Consulting, KPMG, and Salomon Brothers Inc. MY background and experience have given me the confidence to bring transformative ideas and sensible approaches to clients.

I hold academic credentials from universities in the US and Western Europe. Professional certificates in retirement coaching, adult education, personal financial planning, and organizational development and change management provide me with a strong conceptual grounding and experience for the different types of coaching clients I have. In the past several years, I have very much enjoyed helping soon-to-be retirees to transition to their next roles in life.

I'm a dual citizen of the Republic of Ireland and the United States, proud of my Irish roots and the growth opportunities that the US has provided. Dual citizenship has made it possible for me to benefit from many interesting learning and work opportunities in the US and the EU.

I lived, studied, and worked for many years in Belgium, Norway, Sweden, the UK, and Canada, as well as in the U.S., I've developed an awareness of the need for cultural sensitivity and nuance in working with diverse clients. That has helped me to ensure positive outcomes in my work.

My wife and I are transplants to Vermont where we also practice our strong beliefs about serving our community.

I have served as Vice Chair of the Town of Bennington Select Board, President of the Board of Directors of the Better Bennington Corporation,, and am past Chair of the Vermont Leadership Board of the American Lung Association. Since 2012, I have been appointed by two successive Governors of Vermont to serve on the Vermont Economic Progress Council through April, 2025.

Edie and I have one child, Karin Maria, artist and teacher, who lives with our two grandchildren in Oslo, Norway. Both Karin Maria and the grandchildren are dual citizens of the U.S. and the Kingdom of Norway. Dual citizenship opens up a much wider world of opportunities and choices for them too.

Shifting gears after relocating to Vermont has also allows me to focus energy on 3 things: helping people to make sound choices concerning their work and retirement, supporting sensible decisions about economic development/business recruitment, and driving improvements in the governance and effectiveness of not-for-profit organizations in my adopted state, Vermont, as well as to provide management coaching and consulting services in the northern New England region.

“Focused, candid, ethical, and effective,” according to my colleagues and clients.

Joanne Miller, ICF, CPRC

After more than 25 years in technology, I returned to my first love: coaching. I love to help others remove obstacles, re-ignite passions, and create new dreams. My style is direct, compassionate, and meant to foster inspiration and courage. I specialize in retirement transition planning and business and executive coaching. A Certified Professional Retirement Coach, I also am a member of the International Coach Federation. I serve on three non-profit boards as well as being a Rotarian—I believe strongly in service to others and having fun every day.

Dale Terwedo, CLU®, CFP®, ChFC®

Dale has been in practice since 1983. Over the past four decades, he has enjoyed watching his small firm grow into a family of professionals and clients.

In 2003, Dale decided to put his pilot’s license to good use by flying for AngelFlight West – a nonprofit organization of volunteer pilots who, at their own expense, provide transportation to people who are financially distressed or have a time-critical medical condition. He has found his work as an AngelFlight pilot to be similar to his work as a financial advisor. At AngelFlight, his attention to precision and logic help him get people where they need to go when they’re on a critical timeline. As an advisor, those qualities allow him to help clients make smart financial decisions so they can pursue what is most important to them.

Dale is passionate about retirement planning and the psychology behind helping his clients build a next chapter they’re excited about. He’s obtained his CLU/ChFC, CFP®, BFA™, and CPRC (Retirement Coach) designations – and is proud to be part of the CAPP program.

Dale married Tara in 1981. They have two sons: Ryan and Aaron. Terwedo family interests include camping, volunteering, Jeep offroading, photography, golf – among other things.

Lisa Mueller, ICF PCC

Certified Professional Life/Career/Retirement Coach, Spiritual Teacher and Astrologer who thrives on helping others realize and manifest their goals and dreams. After leaving a successful 28 year career as a software engineer, I have found my passion for spiritual coaching, teaching and astrology. I work with people who are ready to uncover what they want most in their lives and do what it takes to achieve their goals. ​

Lori Becker, MBA

I was inspired to offer Retirement and Financial Coaching via Becker Encore Coaching after being faced with my own personal decisions and realizing how difficult it can be to make this transition and the many things to consider.
I have experienced the many ups and downs often encountered in a robust career that give me an informed perspective about life's transitions.

My 30+ years with Fortune 50 companies in various roles including Director of Software Implementation Services, Six Sigma Process Improvement, and Product Management allow me to relate to others making this career transition.

As a professionally trained and certified retirement and financial coach, I have the tools and understanding to help you manage through the variety of transitions you may encounter in mid-life and later. I understand the importance of compassion, trust and listening in meeting your individual needs and crafting solutions to meet them.

Since one size does not fit all, I work with each individual to identify the best approach for them. I offer one-on-one coaching for focused and confidential sessions as well as group sessions to incorporate the perspectives of others going through similar transitions.

If you find yourself considering what your post-career transition may look like, or if you’re struggling to manage your financials in a manner that will prepare you for retirement, don’t go it alone. Invest in yourself and your future to make your post-career transition the best it can be.
Contact Becker Encore Coaching today.

Jennifer Dean

I'm a collaborative marketing strategy growth leader with over 20 year's experience in the communication and marketing fields. Throughout my career, I've focused on thought leadership and program development. Today, I help my company's 3 million members increase their retirement readiness especially for healthcare expenses. I previously served a variety of membership organizations including AARP.

Terry Olexyn, CPA, MFM

Over the span of four decades, I devoted myself to a distinguished career in finance, ultimately retiring as a Vice President for a multinational energy firm headquartered in Houston, Texas. I possess a deep passion for the outdoors and a commitment to a lifestyle centered around healthy and active living
I am passionate about assisting people in transitioning to retirement with ease and invigorating their lives with healthy habits.

Carmela Bocale, Chartered Professional of Human Resources (CPHR)

A strategic HR leader recognized as a relationship builder, influencer and dedicated team player who possesses integrity, commitment, and an exceptional work ethic. An SME who can find balance between both corporate and employee needs and understands the links between employee engagement, customer loyalty, financial performance, and shareholder value.

Sought out as a trusted partner and advisor to cross-functional HR teams and the business. Highly skilled in communications, consensus building, mentoring, and integrating diverse teams towards a common cause. Accomplished in the design and development of strategic and innovative HR initiatives which capitalize on organizational growth opportunities and realize bottom line results.

Core Competencies:
▪ Change management
▪ Project management
▪ Talent Management
▪ Performance management
▪ Employee Relations
▪ Employee Engagement
▪ Regulatory compliance
▪ Leadership Development
▪ Training
▪ Coaching
▪ Organizational Design
▪ Recruitment

Education and certifications:

• Prosci Change Management Certification
• Mental Health Leadership Certificate Program
• Diploma Adult Education, St. Francis Xavier University
• Certificate of Administration, University of Regina
• Life Office Management (Loma), Associate Customer Service
• Achieve Global; Organizational Effectiveness Programs Certified Facilitator
• Certified Employee Benefit Certification, Humber College
• Numerous Leadership conferences, workshops both internally and externally
• Certified to facilitate internal training programs such as Leading Change, Shape (front line leadership training), Social Styles, Coaching to Enhance Performance, Interviewing skills, Building a team

Russel Baskin, CEC, CPRC, FEA

Russel is a Family Enterprise Advisor, Certified Executive and Retirement Coach with the Telos Group. She brings a human development background and a passion for family enterprise to her coaching and consulting work with families and advisors. She believes there is a way through every situation, no matter how tough, for those who have the courage, compassion, and willingness. With tact and insight, Russel helps individuals cut through the stories that they tell themselves, facilitating the recognition that the barriers to growth are most likely to rest within the self.

Paulette Blais, MIR, ACC, CPRC

I am a certified work and life coach based in Toronto, Ontario. I work with clients of all adult ages, usually going through significant life transitions. This includes work disruptions, career changes, entrepreneurship and moving away from full-time careers to the next stage. My emphasis is on personal agency, the link between activity and wellness, and bringing more joy and pleasure into everyday life.

Susan Latremoille, MBA, FEA, ICD.D, CRC

Susan Latremoille spent over 35 years as a wealth advisor assisting clients to financially plan for their retirements. She saw a common thread among her clients. Having enough money to retire was only a piece of the retirement puzzle. It was the non-financial side that had the greatest impact on the predictability of a successful retirement. This led Susan to start her own company - SuccessDNA – helping baby boomers to rewire not retire. Susan helps clients know themselves deeply using a powerful assessment called SuccessFinder.
Susan also co-founded Next Chapter Lifestyle Advisors with partner Marianne Oehser-. Next Chapter Lifestyle Advisors is a dynamic and experienced team of retirement lifestyle planning professionals who believe that planning for the non-financial aspects of retirement– the physical, mental, social, and emotional – is imperative for a happy and successful “next chapter.” Next Chapter Lifestyle Advisors works with financial advisors to educate, inspire, and guide their clients to design and implement their lifestyle plan so it can be coordinated with their financial plan.
Susan is a Family Enterprise Advisor, FEA, (Family Enterprise Exchange), and holds an Executive MBA. Susan is a former board member of Richardson Financial Group and holds her ICD.D designation (Institute of Corporate Directors). Susan is a certified Retirement Coach (CRC). She is the author of The RichLife – Managing Wealth and Purpose, It’s Not Just about the Money – The Whole Life Approach to Wealth Management, co-author of On the Shoulders of Atlas- a Story about Transitioning a Family Owned Business and co-author – Thriving Throughout Your Retirement Transition.
She is a world traveler, mom, grandmother, certified yoga teacher, and roof-top gardener.
Connect with the Presenter: Next Chapter Lifestyle Advisors | Website: |
Phone: (647) 393-1785 | Email: Connect with Susan

Colleen Madsen

I started my career before the world wide web existed, when fax machines were all the rage, writing long hand or creating documents on an electric typewriter (and a lot of white out) made sense and when people actually talked to each other. To some I might be considered a relic – to others a master. I’ve worked with the brightest and the best business leaders for more than 30 years as a strategist, trainer, coach and advisor. I’ve studied for thousands of hours – everything from neuroscience and all things brainy, leadership, communication and negotiations to team building. I’ve re-engineered sales divisions across the country to create sustainable competitive advantages that significantly grow the bottom line. I’ve jumped off professional cliffs and made a parachute on the way down.

The last five years I have very deliberately studied the correlation between professional sports, building championship teams, the science of analytics, high performing coaches and world class performers in life and in business. If you’re looking for a “life” coach I wouldn’t use those words to describe me. I don’t particularly agree with the concept of SMART goals as an overall guiding principle. I’m pretty sure we wouldn’t have sent a man to the moon with this limiting process that often smothers creativity. And while perhaps a solid tool for planning, the process often lands you not-so-safely in the muck of mediocrity.

What I do believe in, is the remarkable capacity we all have to be great. How choosing courage over comfort, grabbing onto to some grit, ditching distractions and moving from auto pilot to intention can and will create sustainable, beyond your imagination, change. Your decisions will always shape your destiny. It can be scary though as there’s no one to blame when you take your life and your business into your own hands.

Working with me isn’t easy. There will be times when you’d rather be rid of me. But if you want to take command, experience insane productivity, write your own story and master the day we should probably chat. Don’t wish it were easier, wish you were better.

Michele Lisa Santos, Michele Lisa Santos

I am dedicated to guiding individuals through the transformative journey of retirement. I offer a personalized approach that empowers people to navigate the complexities of the non financial side of retirement. Backed by a deep understanding of the both the financial and emotional aspects of retirement, I help people envision and achieve fulfilling post-career lives. Fun Fact - Did you know that an average full time job takes 1950 hours per year. Ask yourself ... How will I fill those hours ? Contact Michele to start the conversation.

Onyekachi Ignatius Idu, Onyekachi Ignatius Idu

I have worked variously as a human resources manager, Corporate Communication Manager, Brand, Image and Identity Manager.

I currently work in the Public Service where I observed the total neglect of workers by the government (also in the private sector) as they approach retirement. They are not prepared adequately to adapt and manage their next stage of life. My passion in this regards is to fill this alarming gap and do my bit to address this issue.

Dale Fobian, MCom MBL

Grounded in 30 years human resources experience, exploring the depth and science of human behavior in leaders, teams, and organisations. Adopting care, curiosity, and commitment to clients. Member of the International Coaching Federation (ICF), member of the Society of Industrial Organisational Psychologists of South Africa (SIOPSA), and independent practicing industrial psychologist with Health Professionals Council South Africa (HPCSA).

Jaco Fouché, CA(SA), CFP

Jaco Fouché is professor in the School of Accounting Sciences at the Potchefstroom Campus of the North-West University (NWU). Jaco holds the CA(SA) and CFP designations, a master's degree in financial management and a PhD in accountancy. He has almost two decades of teaching experience at various levels of complexity. In this time he has received various outstanding educator and presenter awards, including an award for the best lecturer at the NWU, the KPMG best presenter award at the SAAA national conference and a HELTASA commendation award. He is responsible for the financial strategy module at honours and masters level for the CIMA-programme. Jaco is also co-author of a number of article and books, including Living Financially Carefree, and is reviewer for various accredited journals. He is co-founder and CEO of the Financial Training Institute and director and investment specialist at Jenwil BlueStar Financial Advisory services.

Tony Thomas, BA Hons, FPFS, ACII

I am a Chartered Financial Adviser in the UK of 30+ years and looking to coaching in people who are preparing for retirement much more effectively and create a business doing this as I gradually reduce my regulated role.


Coaches without State Listed

Robert Laura, AAMS, CPRC, CMFC, CRPC

Robert Laura is the Retirement Activist who is committed to changing the way people think about and prepare for every aspect of retirement. His nationally syndicated columns at and Financial Advisor magazine reflect his ground breaking efforts to challenge the status quo of traditional retirement planning.

As a former social worker and certified personal trainer turned money manager and author, he has found that retirement is among the most fascinating, yet least understood, phases of life. Through interviews with celebrities, professional athletes, entertainers, leading experts, and his own clients, he’s develop a powerful message to tackle the mental, social, spiritual, and financial aspects of retirement. His objective is simple: to help people create a no-regrets retirement plan

Robert Goodick

I've been in the industry for 20 years specializing in life insurance and retirement savings and preparedness. I am currently a retirement planning advisor with the Utah Retirement Systems where I manage a territory with approximately 12,000 members over 55 different state agencies. I am responsible for educating members in regards to their pensions and savings plans as well as coordinate 20 retirement seminars throughout the state. I also conduct over 375 one on one retirement planning sessions throughout the year with URS members. The emphasis of the sessions is to assist members with understanding how much of their current income will be replaced by their pensions, savings plans, and Social Security. A truly rewarding experience!

Antony Zogg, B.Com, MIM

Coach and trainer to older people and retirees in the use of their Smart Technologies empowering them to cope and stay connected. Recently graduated with a Master of Information Management Degree with Distinction having carried out a research project on online human behavior. I have a natural flair communicating and engaging with older people and I am passionate about empowering them in the face of retirement. I am an advanced public speaker and am on the Executive of the Wellington Jazz Club in New Zealand, where I have resided for 20 years.

Richelle Hoekstra-Anderson, PsyD

Dr. Richelle Hoekstra-Anderson has been a clinical psychologist for over 25 years in central Wisconsin along with being employed in a community college as an undergraduate psychology professor and Student Success counselor, and an adjunct professor for the Master's Counseling Psychology program for Lakeland University. She is the owner of Crossroads Renewal Coaching and Counseling Services, LLC in Wisconsin Rapids, WI and provides Dream-Building and Encore Career Coaching to adults who are invested in elevating their lives to reaching their dreams.

Sandra Walden Pearson, TBA

Certified Retirement Coach
PhD on workplace dynamics and human adaptation due for completion June 2024.
Accredited Mental Health First Aid responder