Effective Date: June 1st, 2025
Welcome to the Certified Professional Retirement Coach Program and Website which is owned and operated by the Retirement Project LLC (RP). These Terms of Use, and Conditions (“Terms”) govern your use of our Services and Content for the Certified Professional Retirement Coach Designation and its related website(s).
By accessing or using our Services and Content, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services or access our Content.
All Content is protected by United States and international copyright. RP reserves all rights that aren’t explicitly given to you under this agreement. That includes all copyright and intellectual property rights.
1. Grant of Right
RP hereby grants to Student / Coach upon the terms and subject to the conditions set forth in this Agreement, a limited, non-transferable, non-exclusive, non-sublicensable license to access and use the Services and Content solely for its business operations as a retirement coach. The term of the license shall be the Term (as defined below) of this Agreement. Student / Coach shall not rent, sell, assign, lease, sublicense, or otherwise transfer or encumber the Services or Content.
Proprietary Rights
Student / Coach acknowledges that all Services and Content are protected by intellectual property rights, as applicable, of RP, its affiliates, and its vendors/licensors. Student / Coach has no rights to transfer or prepare any derivative works that competes with the designation and its training with respect to the retirement coaching industry, or disclose Confidential Information pertaining to any of the Services or Content of the program.
Under no circumstances shall Student / Coach be deemed to receive title to any portion of any Services or Content, title to which at all times shall vest exclusively, as applicable, with RP.
Student / Coach shall not permit any alterations or modifications to any Content for any purpose outside of their personal business use and shall not remove any proprietary notices (e.g., copyright and trademark notices) from the Content.
2. Terms and Termination
The terms of use and conditions agreement remains in effect until terminated. The Term for any access to the Services or Content starts on the date the Student / Coach registers for the program.
Termination for Cause
RP may terminate this Agreement and/or remove any access to Services and Content if Student / Coach breaches any of its material obligations in the Agreement.
Effect of Termination
Upon termination, Student /Coach will immediately discontinue all access and use of the Services and Content.
3. Fees and Payment
In consideration of the access to the Content and Services, Student / Coach are required to pay the current tuition fee to access full course material. Additionally, Student / Coach shall pay an annual renewal fee to continue to access and use Services and Content. All amounts payable hereunder by Student / Coach shall be payable in United States funds.
Authorized Users. “Authorized Users” are registered Student(s) / Coach(s) who have paid the current tuition fee and / or have completed the program and have paid their annual renewal fee(s).
Authorized Uses. Authorized Users may access and use the Content for the following purposes:
Copying & Printing. Authorized Users may download, digitally copy, and print content for their personal business use.
Caching: Authorized Users may make local digital copies of the Content to ensure efficient use by appropriate browser or other software.
Education, Teaching, and Coaching. Authorized Users may use Content for educational purposes, including for the purpose of illustration, explanation, example, comment, teaching, and coaching but only as it pertains to their retirement coaching business.
Modification of Licensed Materials: Authorized users may modify content to include their retirement Coaching business name, personal name, and logo, but may not remove the copyright or claim the material as their own.
No Commercial Uses. Other than as specifically permitted for the use in their retirement coaching business, Student / Coaches shall not assign any commercial uses of the content.
Unauthorized Use. The Student / Coach shall not knowingly permit anyone other than themselves to access and use the Content. The Student / Coach will be held liable for any unauthorized uses or distribution of Content.
Withdrawal of Licensed Materials. RP reserves the right at any time to withdraw from the Content any item or part of an item for which it no longer retains the right to publish, or which it has reasonable grounds to believe infringes copyright or is defamatory, unlawful or otherwise objectionable.
4. Violations and Infringements
RP will keep track of your account to make sure you’re not breaking this grant, use of content, or any of our Terms. This might include monitoring downloads and exports, retaining details of password resets and or abuse of your username and password. If we suspect or have evidence of an aforementioned issue, we may suspend or terminate your account without notice.
RP can terminate your access to the Services and Content without advance notice if you fail to comply with any of its terms. If that happens, you must immediately cease using the Content for any purpose; destroy or delete all copies and archives of the Content or accompanying materials; forfeit all fees paid; and if requested, confirm to RP in writing that you have complied with these requirements.
RP shall have the right, in its sole discretion, to prosecute lawsuits against anyone for infringement of Content rights. Student / Coach agrees to fully cooperate with the RP in the prosecution of any such suit.
5. Confidentiality
“Confidential Information” shall mean, with respect to a party hereto, all information or material that: gives or could give that party some competitive business advantage or the opportunity of obtaining such advantage or the disclosure of which could be detrimental to the interests of that party; which from all the relevant circumstances should reasonably be assumed to be confidential and proprietary; or which constitutes personally identifiable, non-public customer or client information.
Confidential Information includes, but is not limited to, the Services and all Content within the course and website. Neither party shall have any obligation with respect to confidential information which: is or becomes generally known to the public by any means other than a breach of the obligations of the receiving party; was previously known to the receiving party as evidenced by written records kept in the ordinary course of business of or proof of actual use by the receiving party ; is rightly received by the receiving party from a third party without breach of any duty of confidentiality; or is independently developed by the receiving party without reference or access to Confidential Information.
6. Representations and Warranties
The Website and Content is provided strictly on an “as is” and “as available” basis. Use of the Content and Service is at Student / Coach own risk. To the maximum extent permitted by applicable law, RP expressly disclaims all conditions, representations, and warranties — whether expressed, implied, statutory or otherwise, including, but not limited to, any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third-party rights. No advice or information, whether oral or written, obtained by user from owner or through the Service will create any warranty not expressly stated herein.
Without limiting the foregoing, RP, its subsidiaries, affiliates, licensors, officers, directors, agents, co-branders, partners, suppliers and employees do not warrant that the content is accurate, reliable or correct; that the Service will meet Users’ requirements; that the Service will be available at any particular time or location, uninterrupted or secure; that any defects or errors will be corrected; or that the Service is free of viruses or other harmful components. Any content downloaded or otherwise obtained through the use of the Service or Content is downloaded at users own risk and users shall be solely responsible for any damage to Users’ computer system or mobile device or loss of data that results from such download or Users’ use of the Service.
RP does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Service or any hyperlinked website or service, and the Owner shall not be a party to or in any way monitor any transaction between Users and third-party providers of products or services. The Service may become inaccessible or it may not function properly with Users’ web browser, mobile device, and/or operating system. RP cannot be held liable for any perceived or actual damages arising from Service content, operation, or use of this material.
7. Indemnification
Student /Coach shall indemnify and hold harmless RP and any of its owners, employees, and affiliate members for any losses, claims, damages, awards, penalties, or injuries they incur (including, without limitation, reasonable attorney’s fees) which arise from any third party claim that alleges contract breach, copyright infringement, or other intellectual property infringement arising from RP or an Authorized User’s use of or access to the Licensed Materials in accordance with the provisions of these Terms and the applicable Purchase Order(s) and Schedule(s). Additionally, Student /Coach agrees that no liability limitation that may appear elsewhere in these Terms or any Purchase Order or Schedule applies to, overrides, or cancels this indemnification. This indemnity shall survive the termination of these Terms.
8. Governing Law and Dispute Resolution.
All disputes hereunder shall be resolved in the applicable state or federal courts of Michigan. The parties consent to the jurisdiction of such courts, agree to accept service of process by mail, and waive any jurisdictional or venue defenses otherwise available. Student / Coach are solely responsible for making sure that their use of this Website and/or the Service violates no applicable law, regulations or third-party rights.
9. Notices
All notices given pursuant to these Terms shall be in writing and may be hand delivered, sent by recognized ground/air courier service, sent via registered or certified mail (return receipt requested), or sent by email (with confirmation of receipt). A notice delivered by hand delivery or sent by recognized ground/air courier service shall be deemed to have been received upon receipt as indicated on the date on the signed receipt. A notice sent by email shall be deemed to have been received on the date such email is sent electronically and the sender has received return confirmation either by email reply or by email client function, provided that a copy of such notice is sent on the same day as the date of the email transmission by one of the other methods specified above. A notice sent by registered or certified mail shall be deemed to have been received five (5) days after mailing if sent by registered or certified mail, return receipt requested. Either party may from time to time change its notice address by written notice to the other party.
10. Force Majeure
Neither party shall be liable for any failure or delay in performance under this Agreement which is due to any event beyond the reasonable control of such party, including without limitation, fire, explosion, unavailability of utilities or raw materials, Internet delays and failures, telecommunications failures, unavailability of components, labor difficulties, war, riot, act of God, export control regulation, laws, judgments or government instructions.
11. Amendment
RP may amend this Agreement, including but not limited to the exhibits, at any time upon 30 days’ written notice to Student / Coach, except to the extent any amendment is required by Applicable Law to become effective at an earlier time. Student / Coach continued use of the Services and Content following any such amendment will evidence Student / Coach agreement to the amendment.
12. Severability
If any of the provisions of this Agreement are found or deemed by a court to be invalid or unenforceable, they shall be severable from the remainder of this Agreement and shall not cause the invalidity or unenforceability of the remainder of this Agreement.
13. Waiver
No waiver by either party of any default shall be deemed as a waiver of any prior or subsequent default of the same or other provisions of this Agreement.
14. Use of Program Name, Credential, and Parent Company
Student / Coach recognizes the great value, prestige, and goodwill associated with the name “Certified professional Retirement Coach,” “CPRC,” and “Retirement Project,” and any logo pertaining thereto. Student / Coach shall not knowingly harm, misuse, or bring into disrepute the name or logo of program name, credential, and parent company, and agrees further to assist RP as it may reasonably request, in preserving all rights, integrity, and dignity associated with its name.
15. Third-Party Links
Our Services may contain links to third-party websites. We are not responsible for the content or practices of those sites and encourage you to read their terms and privacy policies.
16. Survival
The following Sections shall survive termination or expiration of this Agreement: (Indemnification), (Confidentiality), (Use of program Name), (Violations and Infringements), (Term and Termination),
17. Contact Us
If you have questions about these Terms, please contact us at:
Retirement Project, LLC
690 Hope Street Suite B Brighton, MI 48116
248-890-0834
Retirement.rca@gmail.com
